As the economic landscape has changed in Canada due to factors such as inflation and the pandemic, so too have mortgage solutions. In the past year alone, the prices of homes have seen a 25% increase in value. At the same time, it’s become increasingly common for Canadians to be faced with a lack of retirement savings. It’s now more important than ever for home buyers to know all their options before making long term investments – and this is where Kevin can help. In the 11 years Kevin has worked in the financial services industry, he has assisted a multitude of people from all walks of life throughout their homeownership journey in the Niagara Region. Kevin is the Mortgage Broker that you want in your corner.
Offering a wide range of services, including Reverse Mortgages, Refinancing, Mortgages, Pre-Approvals and Renewals, Kevin can help you identify the appropriate service for your specific needs. If you have any questions about your current or next mortgage, or any services that Kevin offers, you can reach out to him for your free confidential consultation by phone, e-mail or in person. If you currently have a mortgage, Kevin can review it free of charge to help you weigh out your options. Kevin takes pride in building trust by putting everything on the table, so you have all the information you need to make the best decision possible for your future.
Serving St. Catharines, Niagara Falls, Niagara-On-The-Lake, Welland and Thorold.
Reverse Mortgages
A Reverse Mortgage allows seniors to access their equity within the home, tax-free. Free up your cash flow and take advantage of the equity your home has accrued. You can qualify for up to 55% of the value of your home, and payments are never required. There are no income qualifications and credit is rarely a factor.
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Refinancing
Refinancing is the reorganization of your debts. There are many innovative ways to manage your existing debts as a homeowner. Whether you’re looking to consolidate your debt, to renovate your home or to purchase another property, managing your existing debt is the way to move forward. The good news is that Kevin can help you develop an appropriate strategy.
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Mortgages
Mortgage brokers don’t work for the bank, they work for you. Choosing the right lender and mortgage product can have a major impact on your financial future. It’s important to work with a broker who understands your unique needs and who will match you with the mortgage product and rate that best suits your financial situation.
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Pre-Approvals
Pre-approvals enable home buyers to get ahead of the game. Pre-approvals don’t only reduce stress for you as a home buyer – they also help your mortgage broker identify whether or not a home is going to suit your financial profile.
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Renewals
When the maturity date of your existing mortgage approaches, it’s the perfect time to assess every available option before committing to a renewal. When you work with a mortgage broker at renewal time, they can show you the competitive financing options available to you from different lenders.
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Not quite ready to jump into a full application? Use our simple contact form to start the conversation with Kevin, today!