Debt-to-Income Ratio and Why it Matters

What is a Debt-to-Income Ratio? Your debt-to-income ratio (DTI) is a numerical representation indicating how responsible you are with your finances and is used to determine the amount of risk you pose as a potential borrower.  This means that lenders will be able to assess your debt load, income and history of debt repayment by … Continued

Why Get a Reverse Mortgage?

What is a reverse mortgage? A lot of people have heard about reverse mortgages before but are unaware of how they actually work. A reverse mortgage is a unique product that does not require monthly payments or a downpayment up front and the good news is that there is no catch. The alarm bells must … Continued

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